Life can be unpredictable at times and the event of illness, accident or even death has the ability to cause extreme financial pressure when it comes to paying your mortgage, bills and regular day-to-day expenses.

At Spherical Financial Services, protecting what is most important to you and your loved ones is one of our top priorities and we are able to help with this by giving you advice on a protection plan which is tailored to your needs.

We have a duty of care to give you the tools to significantly ease the financial burden that can be caused by an unexpected event.

Life Insurance

This type of insurance policy is designed to pay a lump sum or a regular amount over a set time frame in the event of death, commonly used to redeem a mortgage balance or to financially support those most important to you in the event of your death.

Critical Illness Cover

This policy is designed to pay a lump sum should you be diagnosed with a specified illness easing any financial burden during difficult times.

Income Protection Cover

This plan would pay a monthly benefit which is based on a percentage of your salary, replenishing a portion your income if you are unable to work due to accident, injury or illness.

Accident, Sickness & Unemployment Cover

The accident and sickness elements of this cover work in the same way as income protection cover would, however this policy will only pay for a set period of time, which is usually 12 or 24 months.

Unemployment cover is designed to cover part of your income if you are made redundant involuntarily.

Happy to help

Our highly qualified financial advisors are available to discuss your requirements, so please get in touch if you would like to know more. Contact us below to book an appointment.

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