Adverse Credit

At Spherical Financial Services, we understand that life can sometimes present financial challenges that may impact your credit history. However, having a less-than-perfect credit score doesn’t mean you have to give up on your dream of owning a home. We work very closely with a range of lenders who are willing to consider applications from individuals with imperfect credit histories.

Our strong relationships with these lenders enable us to explore various mortgage options tailored to your unique financial situation

These lenders recognise that credit scores do not always tell the full story and are open to understanding your circumstances. Whether you’ve experienced financial difficulties in the past or have a limited credit history, we can help you find a mortgage solution that meets your needs.

Our team of experienced advisors will guide you through the application process, offering personalized advice and support at every step. We will work diligently to present your case to lenders in the best possible light, increasing your chances of securing a mortgage.

our goal is to make homeownership accessible to everyone

At Spherical Financial Services, our goal is to make homeownership accessible to everyone, regardless of their credit history. By partnering with lenders who are flexible and understanding, we strive to provide you with the opportunities you deserve. Contact us today to learn more about how we can assist you in finding the right mortgage, even if your credit history is less than perfect.