Protection

a protection plan which is tailored to your needs

Life can be extremely unpredictable at times and the event of illness, accident or even death has the ability to cause extreme financial pressure when it comes to paying your mortgage, bills and regular day to day expenses.

Here at Spherical Financial Services, Protecting what is most important to you and your loved ones is extremely important to us and we are able to help with this by giving you advice on a protection plan which is tailored to your needs.

Protection

Our top priority is to ensure that you are able to significantly ease the financial burden that can be caused by an unexpected event such as accident, Illness or death.

Examples of products we can help you with are:

Life insurance

This type of insurance policy is designed to pay a lump sum or a regular amount over a set time frame in the event of death, Commonly used to redeem a mortgage balance or to financially support those most important to you in the event of your death.

Critical Illness

This policy is designed to pay a lump sum should you be diagnosed with a specified illness easing potential financial burden during difficult times.

Income Protection Cover 

This plan would pay a monthly benefit which is based on a percentage of your salary replenishing a portion your income if you are unable to work due to Accident, injury or illness.

Family income benefit

This policy is designed to pay a monthly income / benefit in the event of the death of the policy holder.

We’re here to help you

Our highly qualified financial advisors are available to discuss the above in more detail so please get in touch if you would like to know more.